A savings account for business customers looking for a safe and secure way to save excess funds while earning interest at a competitive rate.

Business Savings
A savings account to put excess funds to work with competitive interest rates.

Business Flex
A deposit growth account which earns higher yields and offers withdrawal opportunities.

Business Money Market
A limited transaction account with higher yields than an ordinary savings account.

Community Alliance Money Market
A higher yield account exclusively for non-profit organizations.

Lawyers Trust Account (IOLTA)
Available exclusively for law firms and attorneys to pool nominal or short term client funds as required by SCR 217.

First Independent Bank Business Savings Account Matrix

For all accounts, see a bank colleague for definitions of terms used within this matrix that are not defined.

	Business Savings Account Questions about this account?	Business Flex Account Questions about this account?	Business Money Market Questions about this account?	Community Alliance Money Market Questions about this account?	Lawyers Trust Acount (IOLTA) Questions about this account?
Best if you want	A savings account with competitive rates.	A deposit growth account which earns higher yields and offers withdrawal opportunities.	The highest yielding money market account.	A higher yield account exclusively for nonprofit organizations.	Available exclusively for law firms and attorneys.
Monthly service charge	Quarterly charge of $8.50 if daily balance falls below $500.	None	$10 monthly charge if daily balance falls below $2,500.	None	None
Minimum to open	$100	$5,000	$2,500	$3,000	$100
Earns Interest	Yes †	Yes †	Yes †	Yes †	Yes †
Transactions per month	You may make six (6) withdrawal transactions each four (4) week or similar period.	You may make six (6) withdrawal transactions each four (4) week or similar period. Each withdrawal in excess of one (1) per calendar month will be charged a fee of $50.	You may make six (6) withdrawal transactions each four (4) week or similar period. Customers will be charged $25 per item in excess of the allowable limit of six (6) transactions.	You may make six (6) withdrawal transactions each four (4) week or similar period.	Unlimited deposits and check writing.
Online Banking	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.
Disclaimer	1Free means no monthly maintenance or activity charges. † Please refer to current rate sheet and Deposit Account Agreement and Disclosures brochure for other terms and conditions on these accounts.