Large or small, First Independent Bank has a plan designed to meet the needs of your business. Please see a First Independent Bank colleague for complete product details and account disclosures detailing fees that may apply.

Business Checking Accounts

Business First Checking
Our basic business checking with limited transactions is designed for new or small businesses.

Business Prime Checking
Business checking for medium to large size businesses with moderate activity.

Business NOW Checking
An interest bearing account for sole proprietors and non-profit organizations.

Community Alliance Checking
A non-interest bearing checking account exclusively for non-profit organizations. No monthly maintenance fees or minimum balance requirement. There are no per item charges or limit on number of transactions.

Business Analysis Checking
Our Business Analysis Checking is a non-interest bearing checking account available to all businesses. Service charge is based on earnings credit and account activity.

Checking Account Statements on CD-ROM

First Independent Bank Business Checking Account Matrix

For all accounts, see a bank colleague for definitions of terms used within this matrix that are not defined.

	Business First Checking Questions about this account?	Business Prime Checking Questions about this account?	Business NOW CheckingQuestions about this account?	Community Alliance CheckingQuestions about this account?	Business Analysis CheckingQuestions about this account?
Best if you want	A business account with little transaction activity.	An account with moderate transaction activity.	An interest bearing account for sole proprietors and nonprofit organizations.	A non-interest bearing checking account exclusively for nonprofit organizations.	Designed for companies with a high volume of account activity or special service needs.
Monthly service charge	$13.50 monthly charge if daily balance falls below $2,500.	$16 monthly charge if daily balance falls below $5,000.	$10 monthly charge if daily balance falls below $1,500.	None	Service charge is based on earnings credit and account activity.
Minimum to open	$100	$100	$100	$100	$100
Earns Interest	No	No	Yes † Requires a minimum daily balance of $1,500 to earn interest.	No	No
Transactions per month	No charge for the first 200 items (any combination of debits, checks, credits and deposited items). There is a $0.35 per item charge for each item in excess of 200 items.	No charge for the first 500 items (any combination of debits, checks, credits and deposited items). There is a $0.35 per item charge for each item in excess of 500 items.	No charge for the first 300 items (any combination of debits, checks, credits and deposited items). There is a $0.35 per item charge for each item in excess of 300 items.	Unlimited transactions.	See a bank representative for complete details.
Online Banking	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.	Yes, including free1 Bill Pay.
Disclaimer	1Free means no monthly maintenance or activity charges. † Please refer to current rate sheet and Deposit Account Agreement and Disclosures brochure for other terms and conditions on these accounts.