Business CDs. First Independent Bank. "It's Your Money. Think First."

Business CDs

We offer a variety of plans to help you reach your goals and enjoy life along the way. Choose a savings plan that makes sense for you and your lifestyle. Please speak with a First Independent Bank colleague for complete product details and fees that may apply.

Certificate of Deposits Account Matrix

For all accounts, see a bank colleague for definitions of terms used within this matrix that are not defined.

	3 MonthQuestions about this account?	6 Month Questions about this account?	9 MonthsQuestions about this account?	12 MonthQuestions about this account?
Best if you want	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.
Minimum to open	$1000	$1000	$1000	$1000
Earns Interest	Yes †	Yes †	Yes †	Yes †
Checks or withdrawals	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.
Online Banking	Yes, view only	Yes, view only	Yes, view only	Yes, view only
	18 MonthQuestions about this account?	24 Month Questions about this account?	36 MonthQuestions about this account?
Best if you want	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.
Minimum to open	$1000	$1000	$1000
Earns Interest	Yes †	Yes †	Yes †
Checks or withdrawals	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.	No additional deposits to this account. Withdrawals can be made at the maturity date. Early withdrawal penalties apply.
Online Banking	Yes, view only	Yes, view only	Yes, view only
Disclaimer	† Please refer to current rate sheet and Deposit Account Agreement and Disclosures brochure for other terms and conditions on these accounts.

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Business Flex CDs

Certificate of Deposits Account Matrix

For all accounts, see a bank colleague for definitions of terms used within this matrix that are not defined.

	3 MonthQuestions about this account?	6 Month Questions about this account?	9 MonthsQuestions about this account?	12 MonthQuestions about this account?
Best if you want	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.
Minimum to open	$10,000	$10,000	$10,000	$10,000
Earns Interest	Yes †	Yes †	Yes †	Yes †
Checks or withdrawals	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.
Online Banking	Yes, view only	Yes, view only	Yes, view only	Yes, view only
	15 MonthQuestions about this account?	18 Month Questions about this account?	24 MonthQuestions about this account?
Best if you want	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.	A low risk but flexible investment that can respond to the rate environment.
Minimum to open	$10,000	$10,000	$10,000
Earns Interest	Yes †	Yes †	Yes †
Checks or withdrawals	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.	Additional deposits may be made to this account. Permitted one withdrawal per term. Early withdrawal penalties apply.
Online Banking	Yes, view only	Yes, view only	Yes, view only
Disclaimer	† Please refer to current rate sheet and Deposit Account Agreement and Disclosures brochure for other terms and conditions on these accounts.

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