COMMERCIAL REAL ESTATE LENDING

First Independent Bank is ready to help you and your business purchase, obtain or improve real estate. Our Commercial Real Estate Loans are term loans that are secured by income producing real estate for investors or owners, and are generally used to finance or refinance real estate.

Term Loans

First Independent Bank offers a variety of options to finance or refinance Income Producing and Owner Occupied real estate. Our term loans are individually tailored to your financing needs and can be either variable or fixed interest rates. These loans are generally secured by a first deed of trust on the property.

Construction Loans

A First Independent Bank Construction Loan is a line of credit advanced through a flexible construction management process as funds are needed to pay for hard or soft costs. During the term of the loan, you pay monthly interest only on the outstanding balance. The dollar amount needed for these payments may be included in total costs. Construction financing is provided for nearly all commercial and residential real estate product types, including custom homes, office buildings, industrial or retail centers, apartments and residential subdivisions.