BUSINESS CHECKING ACCOUNTS

First Independent Bank has a plan designed to meet the needs of your business. Please see a First Independent Bank colleague for complete product details and account disclosures detailing fees that may apply.

Business First Checking

Business First is a non-interest bearing checking account available to all businesses. The account provides up to 200 items per statement cycle, including debits, checks, credits and deposited items. Maintain the required minimum daily balance and you'll pay no monthly service charge. Per item charges apply for items in excess of 200 per statement cycle.                   

Business Prime Checking

Business Prime Checking is a non-interest bearing checking account available to all businesses. The account provides up to 500 items per statement cycle, including debits, checks, credits and deposited items. Maintain the required minimum daily balance and you'll pay no monthly service charge. Per item charges apply for items in excess of 500 per statement cycle.

Business NOW Checking

Our Business NOW Account is an interest bearing checking account available to sole proprietors, non-profit organizations and government agencies. The account provides up to 300 items per statement cycle, including debits, checks, credits and deposited items. Maintain the required minimum daily balance and you'll pay no monthly service charge. Per item charges apply for items in excess of 300 per statement cycle.

Business Analysis

Offered to commercial customers, there is no service charge provided sufficient funds have been on deposit in the account to generate earnings credit for offsetting activity costs. Service charge calculations are based on account activity during the cycle and balances maintained.

Community Alliance Checking Account*

A business checking account exclusively for non-profit organizations.              

Community Alliance NOW Account*

Higher yield interest earning checking account exclusively for non-profit organizations with an interest rate 0.25% higher than the posted interest rate for Business NOW accounts.      

*Features of the Community Alliance Checking and NOW accounts include: No account maintenance fees or per item fees, no monthly online banking or bill pay fees, and no fee initial order of standard business checks. Fees will apply for NSF's, wires, stops payments, return items and any additional/special services.                 

Community Alliance Analysis Account

Analysis account with waivers on monthly maintenance fees, FDIC Insurance, deposited items, credits, debits, checks, and received ACH debits and credits; earnings credit on the average monthly collected balance used to offset all other fees.           

Lawyers Trust Account (IOLTA)

Available exclusively for law firms and attorneys.                

Checking Account Statements on CD-ROM

The Checking Account Viewer allows customers to view, print and maintain their accounts through electronic media. Statements are transferred to CD-ROM monthly, quarterly or annually at the customer's discretion.